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Till Debt Do Us Part Filipino (1 Book) Badyet Diary may magic na gagabay sa'yoEVERYONE HAS the opportunity and capacity to save. But the problem is most people do not know how. It could be due to the lack of discipline in handling money wisely or to savings just getting depleted easily. One can come up with dozens of reasons why it is so hard to save. But one lesson I have learned is either you make a way or you make excuses. Chinkee Tan is a well known Filipino motivational speaker. He specializes in topics concerning wealth