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Strike it Rich is a better spell than that, considering you can take advantage of artifact or token synergies, and even spend three mana to cast another spell from the graveyard for incidental value later

The value of the card ultimately has a lot more to do with Gengar's popularity than anything else, and it's increased in price at a much more aggressive rate than other full art cards in Phantom Forces

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Additionally, any enemy humans you find in random encounters will have appropriate equipment for their level, also putting them beyond your party if you grinded up to levels beyond appropriate for the point of the game you're at (however you can steal their equipment to fix this issue and get yourself some really good equipment before it's normally available, but doing that is harder and more time-consuming than just advancing the plot)